"Most big employers plan to shift a larger share of health-care costs to their workers next year, according to a survey released Thursday.It's happening at big businesses and small businesses alike. Companies refuse to continue to be financially responsible for the poor habits and unhealthy lifestyles of their employees. The trend I am trying to reveal is the shift back to individuals being more financially responsible for their own healthcare. Things start to get real for people when it hits them in the pocketbook. So what is a person or family to do to prepare for this?
Many say they may charge more to cover spouses, tighten eligibility standards for their health plans and dispense financial rewards or penalties based on the results of certain lab tests. At some companies, overweight employees could be excluded from the most desirable plans.
Meanwhile, employees at many companies can expect significantly higher premiums, deductibles and co-payments...."
The above graph shows that the US is spending much less of their income on food. Food is an afterthought to most people and most families. The philosophy of many is to fill their bellies in the cheapest way possible. This in itself can cause a myriad of expensive health problems. Quality food is the path to maintaining personal health. I feel if we were to take our food a bit more seriously and spend a bit more money on it now, it will save us a lot of money in the future.